Home Loans & Refinancing

Buying a home

We know that buying a home is one of the most important decisions you will make in your life

And can be exciting and daunting at the same time. Your broker will ensure you’re armed with all the information you need to help you on your way to owning your home.

At Skeggs Goldstien, we will do the leg-work for you.

We have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances.

Refinancing your home loan

As time marches on, situations change. Perhaps you’ve changed jobs? Or there’s a new addition to the family? Maybe you would just like a better rate? Maybe it’s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life. A shift in circumstances may mean it is time to revisit your home finances.

For many, the idea of refinancing a mortgage can be daunting. Fees, fixed versus variable interest rates and monthly charges all need to be considered. The right refinanced loan could help you pay off your mortgage faster and for less, clear unhealthy debt or help you upgrade and add value your home, all of which are steps in the right direction.

Construction loans

Building your own house can be a wonderful and fun experience – but it can also be a long and expensive process. However, most people cannot afford to pay for the cost of home construction up front, and getting a mortgage can be tricky. After all, you’re asking a bank or a mortgage lender to give you money for something that doesn’t even exist yet. A standard mortgage loan is not going to cut it – but you may be eligible for a special type of loan known as a construction loan.

Are you looking for a construction loan?

Whatever your circumstances, your Skeggs Goldstien broker will find the deal that’s right for you, not the lender. Please contact us so we can discuss your options.